Terms of Service
Last updated: 12 July 2026
These Terms of Service ("Terms") govern your use of pnl.trading (the "Service"). By creating an account or using the Service, you agree to these Terms. If you don't agree, please don't use the Service. pnl.trading is an independent project operated from Hungary, currently offered as an evolving beta.
1. Acceptance and eligibility
You must be at least 18 years old, or the age of majority where you live, and able to enter into a binding agreement to use the Service. By using it, you confirm that you meet these requirements and that the information you provide is accurate. If you use the Service on behalf of an organization, you confirm you're authorized to accept these Terms for it.
2. What pnl.trading is (and isn't)
pnl.trading is a trading journal and analytics tool. It helps you import, record, and review your own trading activity. It is not a broker, exchange, or financial institution; it does not execute trades, hold funds, or provide market access. Nothing in the Service is financial, investment, tax, or legal advice, and any figures, charts, or insights it shows are for informational purposes only. Trading decisions and their outcomes are entirely your own responsibility.
3. Your account
You need a valid email address to register. You're responsible for keeping your login credentials secure and for all activity under your account. Please let us know promptly if you suspect unauthorized access. One person should not run multiple accounts to work around plan limits, and you agree not to share your account in a way that circumvents those limits.
4. Acceptable use
You agree to use the Service lawfully and not to: misuse or overload it (for example, automated scraping, hammering the import or API endpoints, or attempting to exceed rate limits); probe, scan, or breach its security; reverse-engineer or copy it except where the law allows; upload content that is illegal, malicious, or infringes someone else's rights; or use it to harm others or the Service itself. We may apply technical limits (such as import caps and rate limits) to keep the Service reliable for everyone.
5. Your data and content
Your trades, notes, and other content remain yours. You grant us the limited permission needed to store, process, and display that content back to you so we can operate the Service. When you import a broker statement, you confirm you're entitled to use that data. You can export or delete your data at any time; see our Privacy Policy for how we handle it, including retention and deletion.
6. Plans, trials, and payments
The Service offers a Free plan and a paid Pro plan, with a trial period where offered. During this beta, Pro access may be arranged manually and pricing, limits, and features may change as the Service develops. Where paid billing applies, prices are shown before you commit, and any taxes may be added as required. Unless stated otherwise or required by law, payments are non-refundable for periods already started. We'll give reasonable notice of material pricing changes.
7. Third-party services and brokers
The Service relies on third-party providers (for example, hosting, database, email, market data, and broker connections such as Interactive Brokers). If you connect an external broker, you authorize us to retrieve the statements needed to provide the Service. We don't control third-party services and aren't responsible for their availability or accuracy. Market and price data may be delayed, incomplete, or occasionally wrong, and should not be relied on as an authoritative record.
8. No warranty
The Service is provided "as is" and "as available", without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We don't warrant that it will be uninterrupted, error-free, secure, or that any data or calculation it shows is accurate or complete. You're responsible for keeping your own records and for verifying anything important before you act on it.
9. Limitation of liability
To the fullest extent permitted by applicable law, pnl.trading and its operator will not be liable for any indirect, incidental, special, or consequential damages, or for any lost profits, trading losses, or loss of data, arising from your use of, or inability to use, the Service. Nothing in these Terms limits liability that cannot be limited by law. Some jurisdictions don't allow certain limitations, so parts of this section may not apply to you.
10. Suspension and termination
You can stop using the Service and delete your account at any time from your Account settings. We may suspend or limit access if you breach these Terms, misuse the Service, or where necessary to protect the Service or other users; where reasonable, we'll try to let you know. On termination, the parts of these Terms that by their nature should survive (such as the data, warranty, and liability sections) will continue to apply.
11. Changes to the Service and these Terms
The Service is evolving, so features may be added, changed, or removed. We may update these Terms from time to time; if we make material changes, we'll update the date at the top of this page and, where appropriate, notify you. Continuing to use the Service after changes take effect means you accept the updated Terms.
12. Governing law
These Terms are governed by the laws of Hungary, without regard to conflict-of-law rules, and subject to any mandatory consumer protections you're entitled to where you live. We'd always prefer to resolve any issue directly, so please reach out to us first.
Contact
Questions about these Terms? Email us directly: support@pnl.trading